At M&S Zao Villas, we understand that buying a home is one of the most significant investments you’ll make. That’s why we’ve introduced a new, flexible payment plans schedule designed to make homeownership more accessible while ensuring transparency and confidence at every stage of your journey.
What’s New?
- Flexible Pricing for All Unit Types
- 3-Bedroom Bungalow: KES 7,500,000
- 4-Bedroom Villa: KES 8,500,000 (*includes 1/8-acre titled plot*)
- Same transparent percentage-based payments plans for both options.
- Lower Upfront Commitment
- 20% deposit (down from 23%), payable in three easy installments:
- Reservation fee: KES 300,000 (3-bed) / KES 340,000 (4-bed)
- Balance deposit: Spread over 30 days.
- 20% deposit (down from 23%), payable in three easy installments:
- Progress-Linked Payments
Pay the 80% balance only as construction reaches key milestones:- 20% at foundation completion
- 20% at roofing completion
- 15% at wall finishing (plaster & paint)
- 15% at interior decoration (flooring, fixtures)
- 10% at handover (after snagging)
- 1/8-Acre Plot Guaranteed
Every unit includes a freehold titled plot—no hidden costs.
Why Choose This Plan?
- ✅ Affordability: Smaller deposit + staggered payments.
- ✅ Transparency: Pay only when construction progresses.
- ✅ Security: 10% withheld until you’re satisfied at handover.
- ✅ Future-Proof: Works for all unit types (current and future designs).
Example Payment Flows
This is a 15 months project hence the schedule payment will be adjusted according to each buyer within this timeframe.
For a 3-Bedroom Bungalow (KES 7.5M)
| Milestone | Amount (KES) | % Paid |
|---|---|---|
| Reservation + Deposit | 1,500,000 | 20% |
| Foundation | 1,500,000 | 20% |
| Roofing | 1,500,000 | 20% |
| Wall Finishing | 1,125,000 | 15% |
| Interior Decoration | 1,125,000 | 15% |
| Handover | 750,000 | 10% |
For a 4-Bedroom Villa (KES 8.5M)
| Milestone | Amount (KES) | % Paid |
|---|---|---|
| Reservation + Deposit | 1,700,000 | 20% |
| Foundation | 1,700,000 | 20% |
| Roofing | 1,700,000 | 20% |
| Wall Finishing | 1,275,000 | 15% |
| Interior Decoration | 1,275,000 | 15% |
| Handover | 850,000 | 10% |
Special Offer!
- Early-bird incentive: Reserve within 30 days and get free tile upgrades (worth KES 150,000)!
- Referral bonus: KES 100,000 for every friend who buys a unit.
How to Get Started
- Visit our sales office or website to review unit plans.
- Pay the reservation fee (KES 300K/340K) to lock in your unit.
- Relax! We’ll notify you at each milestone.
Questions? Call Denis at 0725710895 or email admin@zaocaststone.com
Bottom Line:
With M&S Zao Villas’ new payment plan, you’re not just buying a house—you’re investing in a stress-free, milestone-driven path to homeownership.
Ready to begin?
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